Making Funeral Arrangements: Where to Start

Making arrangements can feel overwhelming precisely because there are so many decisions at once. Breaking it into an order helps.

Where do I start with the biggest decision: burial or cremation?

This is usually the first fork in the road, and it shapes most of what follows. If you’re not sure, the funeral home can walk you through the considerations, and our Funerals & Cremation guides go deeper on each option.

What if we don’t know what our loved one wanted?

This is common. Think about what you know of their values and preferences, and involve close family in the decision together. There’s no way to get this “wrong” if it’s made thoughtfully and with love.

What kind of service, if any, should we choose? Do we have to have a religious service?

• A traditional funeral service
• A memorial service (without the body present)
• A celebration of life, less formal in tone
• A small, private gathering
• No formal service at all

No, funerals can be religious, secular, or a blend, entirely based on what fits your family. See our Faith, Culture & Traditions guides if a specific tradition matters to you. None of these is more “correct” than another - this is entirely about what fits your family and, where known, your loved one’s wishes.

What logistical details come next?

Once the big decisions are made, the rest follows more easily:

• Date, time, and location
• Who will speak, and what readings or music to include
• Whether to have a viewing or visitation beforehand
• Obituary details (see our separate guide on writing an obituary)

How long do we have to decide everything, and do I need to arrive with answers?

The funeral home will tell you what needs to be decided quickly (like burial vs. cremation) versus what can be figured out over the following days (like specific service details). The funeral home’s job is to walk you through each of these decisions in order - you’re not expected to show up with a fully formed plan.

How much does a funeral typically cost, and what if cost is a concern?

Costs vary enormously based on choices made - a traditional funeral with burial is usually the most expensive option, while direct cremation is typically the least expensive. Ask for the General Price List early in the conversation - funeral homes are required by law to provide it, and it lets you see exactly what each option costs before committing to anything.

Costs, options, and local customs vary — your funeral home can walk you through what’s realistic for your specific situation and budget.